Banks could be too conservative, but a great place to start. if you can find a mortgage banker who underwrites directly to Fannie and Freddie they will count rents for property with less than 2 years on tax returns.

I am the commercial banker you get handed off to when your previous banker either 1) senses trouble and wants to hand you off or 2) is forced to by senior management after a cycle of loan review due to various concerns.  

The rents are 350 for one bedrooms and 425 for 2 beds and it is 60 percent 1 bed and 40 percent 2 bedroomThe rents are right there with the market aThe price is 1.4 mil with 25 percent downThe banker can get me a 4 percent loan but on 15 years due do the age of the property.

I am a commercial banker and my wife just started her career as a realtor.

I am going tomorrow to meet with a banker to discuss refinancing after the rehab. 

This would invluce professionals with personal experience in your type of investing who are attorneys, bankers, CPAs, property managers, contractors and more.

I’m told by my banker that the mortgage will need to be in our personal names.

in Oregon I am state licensed and NMLS  mortgage banker.. ( inactive at the moment :) 

By the way, my undergrad is in accounting and I have been a banker/lender in addition to a personal investor for 32 years.

CAZA, Hard Money Bankers, MDREIA, etc.