My problem with getting a license is I am not sure where I'll end up after college, so if I choose to invest in another state my AZ license will be useless for my investing.

If you can put down 30-40%, why would you choose to pay a higher interest rate?

@Mathew Daugherty Did you end up choosing a PM company, or are you still searching?

Hopefully you will not choose lots of and/or expensive Christmas presents (wants/luxuries) over your housing (need), with your next landlord.Plus, ya know what? 

@Juwan RohanDefinitely choose another city besides Napa. 

I accept applications from everyone, but I can choose as a business decision to advertise selectively. 

CPA's are also required to maintain continue education.You can choose to work with either a CPA or EA.

The bank lending you the money is at liberty to set the amount higher if it chooses to do so.

Here are some issues to consider in choosing an Self-directed IRA provider:1.

You should verify that you are eligible to transfer the funds from your existing retirement account (e.g. if the funds are in your current employer 401k, you will likely not be able to transfer until you quit your job).Considerations in Choosing a Solo 401k Provider:1.