These are investments with ZERO cash flow for 30 or 40 years.

We'll be listing our primary home for rent in about a year, so adding value to that (e.g. creating a 5th bedroom), and then qualifying for an owner-occupied mortgage in our next city could be a good start. - @Michael Dumler Hahah it was time for a pivot away from my full time job in tech anyway.

I'm not too familiar with these loan products, and I know I should be since they seem very important as I'm hoping to purchase a multifamily property sometime this year or the next when I come across one that I like.

I have been beta testing the JP Morgan "Story" platform over the last year, and it has been extremely useful for helping to scale my firm's multifamily investment portfolio.

You are over-priced for a one-year rental.1.

I've been practicing real estate for the last 4 years plus I'm also based out in Philly.

So I've been laid off of my job after 3 years with the company due to a company wide lay off.

If you use prevailing interest rates at the date the loan was taken out and run the amount as a 30 year fixed you can amortize to the date you wish.

Wanting to scale quickly I've thought about doing a cash out refinance on the investment property after about a year and using that cash to pay off the HELOC then using the HELOC once again to get in the next property (rinse and repeat).

I just went through this earlier in the year.