Also, great job taking action.  

I will look for action in the last 20 min.Thanks @Tammy Vitale.

As I understand, the recent CFPB settlement that punishes Ocwen for reprehensible actions related to foreclosures ALSO mandates Ocwen spend 2Billion on principle reductions for underwater homeowners.I believe Ocwen was supposed to initiate contact with "eligible" homeowners.

The podcasts have been instrumental in encouraging me to learn and take action.

The action is now over and went about $12k above what I was willing to pay.

Again the voice in my head you had a plan stick it to (got that mentality from trading stocks) Needless to say, that didn't happen.

Commissioner Bell wants to pursue criminal actions against unlicensed individuals that violate real estate laws.

BP is really what made me finally take action.  

Taking action is the best experience you can get. 

The reason I am making a second introduction is because after listening to over 25 hours of the PodCasts, I am understanding a little more about why I'm here in the first place and think it's best to find people to connect with based upon my new outlook.I'd like to start off by saying I'm a contractor by trade licensed in both New York including Suffoulk County, and New Jersey.