They will realize they are making 8% while their investors are demanding more so they will eventually get bored and/or find quicker profits elsewhere.

If you bought 4 of these houses and used the current cash flow you could pay off the mortgages much quicker.

- below is not advice just what I've read up on and have acquired so far:You'll need to register your entity to get a EIN# (employer identification number).Open a checking account to pay from and transact from to create separation between personal and business expensesGo get a Dun's # - Dun and Bradstreet - register your business - to get credit profile startedEstablish trade lines (homedepot, chevron gas cards, and etc) which are the easiest to get at first then work up to revolving, installment, mortgage/real estate etcBusiness credit is not scored based on your utilization rate of your credit accounts but rather only how quickly you pay the creditors so make sure you pay all your accounts before 30 days the scoring model uses a "paydex," score as opposed to a FICO scoreThe quicker you pay your creditors before the due date, the better your paydex scoreOnce your paydex score gets above 70 you'll  be in average bracket and good from when you reach 80-90, and 90-100 is excellent with 100 as best.Once you reach a high score you'll have a lot better chance to get lines of credit, working capital, or other loans.I hope that helps -

Every thing else is the same except no subject to financing clause, and you can close much quicker than if you were financing.  

Brrrr has better, quicker, more profitable exits.

They are charging big dollars to get quicker lead times. 

Does anyone have any options on how to further define my path forward and how to get up and quicker?

The only value I see in using the HML is a quicker closing for this deal...and you're right if I account for the property management, which I'm doing myself, it would lower the cash on cash return...This is looking like its a deal with very small margin for cash on cash return.

Since you are borrowing cash to purchase a home, you will need to pay a certain amount per month for the IO payments on top of hard money, renovations, utilities, etc.With that being utilizing HELOCs will allow you to grow your rental portfolio much quicker so it can be a great strategy as long as you account for the above risks.Hope this helps!

Small spaces rent quicker than large spaces.