Hoping these options spark some more creative thinking on your part and please keep us posted of your decision and continued success.

I think I just need to make the hard decision of getting rid of my student loan payment vs. feeling over leveraged with our cash flow.

The John Martinez gives a better understanding of the psychological aspect of decision making, but Steve Trang has better real world application, in my opinion.

She just records these agreements but is not the decision maker or the board so she probably doesn’t know the intentions of the restriction.

They make terrible, uneducated decisions that hurt the producers and favor the consumers.

Given current market conditions and shifting regulations and court decisions you may be better off month to month VS term lease. 

I am learning a lot from reading the forums but it hasn't necessarily helped me make up my decision, and if anything, has made me more uncertain.

@Joe S.Definitely a joke, but with a really, really, really risky potential to double your investment.That kind of money, you should be confident where you’re placing it IMONo online opinion would sway my decision after reaching that landmark.

You make the decision if you approve a tenant or not.

There are other factors that go into a decision to go outside your market as well, such as market cycle, political climate, taxes, etc.I used to own in the Bay Area and sold off my property due to the high taxes and opportunity for better returns elsewhere.Best of luck!