@Jeff Berlin Co-insurance usually takes a 10-15 conversation for a complete understanding. 

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I know from doing real estate advertising that if you put any terms in, you're supposed to spell out every detail, but no clue on advertising for loans or partners, and since there's posts on here everyday by people looking for money or partners, I wanted to get a conversation going.

Lets keep this conversation going, I feel it is important.

Here is my supporting example: if the loan is secured by a non-owner occupied property and the money is used for a family, personal or household purpose (family vacation for example) it is covered by SAFE, conversely, if the loan is secured by a owner occupied property and the money is used for other than family, personal or household use (fix and flip rehab for example) it is not covered by SAFE.

When my tenants get behind I give them a 3 day notice but I also try to have a conversation with them to see if we can work out a plan to get caught up.

But you both have prepared me for the conversation that I would have with her.

However, there is nothing wrong with continuously rehearsing a conversation that you are bound to have hundreds of times throughout your investing career.

And if I give them a call, how should I open up the conversation?

I just published a website and am hoping to revive this conversation.