I see the 1.75% rolled into the loan and also a "PMI, MIP, Funding Fee" of 1.75% that I would  have to come up at closing... that's what I'm referring and seems like a double charge.Here is a pic, does it seem normal?

@Andy & Megan Helm If they are ready to rent and you are showing  the units, we can underwrite them as a normal rental property.If there is work to be done, then we would set up a separate policy that contemplates for rehabbing and vacancies.Most of my clients have 1 policy for their flips/vacants.  

However, they're sometimes weary of an investor just looking to hang their license for the discount and will ask upfront that you commit a certain amount of hours a week (that's up to your local hiring team).As an associate agent you wouldn't be taking the transactions across the finish line yourself, including your own, but you WOULD save more money as Redfin gives a big discount to their associate agents for their personal transactions above and beyond normal customers get, but there is a limit (~2 a year I believe).I LOVE LOVE LOVE Redfin, but from my experience it's not a place to just hang a license - they'll be wanting to hire and train someone who be at least part-time. 

Detailed monthly cash flow statements in spreadsheet form populated with actual dollar amounts (certainly ok to redact address, etc)Annual Property Operating Data in spreadsheet form populated with actual dollar amounts (again, certainly ok to redact address, etc)Unlike normal rental properties where the rent is consistent throughout the year, these rents swing wildly from peak season to off season, so I want to make sure I am modeling the cash flows correctly.Sincerely,- Rick

Each of my quads have "fixed" water cost, every 2 months, billing shows (and that's not the water usage line):Detroit sewage: $89.00Recycling: $16.96Detroit water: $144.64Total : $250.60Per year: $1,503.60So for 2 quads: $3,007.20.If I don't pay my water bills for a year, it will be a fixed $3,000 tax + tenants' water usage.It goes up quickly...Does that sound normal for 8 units?

It seems to me that something was dropped on the stove rather than it breaking from normal use.

The paperwork is not that different from normally held real estate and the only taxable event would be if you financed the property and then sold it at a profit.

What do you normally say when you talk to them?

He can get a certificate of insurance from any contractor or inspector that will set foot on the property.

They ultimately choose them because of pricing and it has now cost them at least 1.5-2 times the normal contractor pricing and the deadlines are usually set back because of it.When you are part of our client base, if you choose us to complete your flip, you can rest assured your project would be completed by true professionals, on time, on budget and most importantly with the highest quality of craftsmanship possible.