Or does this only apply if you're refinancing it from the same lender?

There, unfortunately, is not an option of passing the exam, getting your license and collecting sales commission on your own.Do this for 2 years and you can be eligible to apply for your own firm license and be your own 1 person show.

When you are applying for the loan you would be required to list the debt as well as the cash in the bank.

Yes, this would not apply to investors in 506(b) syndications (at least at the moment; who knows what may come down the road). 

The same principal applies to the entire deal.

@Tim Swierczek is a lender and investor and can provide more a more thorough assessment.FYI, not exactly…..The “10mortgaged properties” rule for Fannie/Freddie is for Any type of mortgages on 10 properties, not just Fannie/Freddie….so portfolio, private, whatever all count toward the 10.This rule does Not apply to FHA, it doesn’t matter how many mortgaged properties you have as long as you will occupy and don’t already have an fha, you can qualify. 

I am wondering if I could apply for a loan on a rental property in Alabama as a "secondary residence" or if I will be required to apply for the loan as an investment property.

My record is currently up for absolute pardon and will be sealed in the next 8-12 months, so I just need somewhere to live for that period until I can apply for housing through normal avenues again.Any help is very much appreciated.

I would like to apply the Anti Icky poo product, pretty much to a large area.

Oh, and the 100+ jobs I applied for... yeah they weren't hiring anymore.