Hello @Luke Ache FHA, Home Ready, Home Possible do allow LTV to go above 100%, there programs allow we call it "secondary financing", which simply means you are allowed to use down payment assistance programs for down payment and/or closings costs (DPA); Each DPA is very unique.

This must be some type of unique financing since it sounds like your CLTV is 95%. 

So if your home is equal to others in the area but includes this unique amenity, buyers will pick yours over the others and pay a premium.

Your suggestions could work, but what jumped to mind for me is that there are a lot of organizations that could partner with you for boots on the ground knowledge.But the answer really depends on what you feel your unique ability is.

Minneapolis is a unique opportunity.

We are leaning on a melding of camping off grid and glamping, along with a unique experience with the 25 acres of woods with trails.

I found many areas have very unique price charts.

Does anyone in the Houston area know of an investor(s) that have a unique niche/client population in that they mainly deal with leasing their properties to individuals with a criminal backgrounds? 

Each is very unique and has its strengths. 

(IWe've also developed property in Orange County, CA and Bend, OR) We have a very unique set of circumstances here that is driving housing demand.