I know other family members who work a regular JOB.Their mindset is put money in savings in case of a medical illness or rainy day fund.Take 1 or 2 trips a year with vacation and that's all they aspire to be.They look at me and what I do and think "I am lucky" or "I have it good" that I have my own business.They think I sit at home in my office all day and do nothing.They do not realize I am putting in way more hours than they could imagine.I am sacrificing now so that down the road as I get older (36 now) I can take it more easy.Meanwhile many of these (savers) will be working as a greeter at Wal-mart at age 70 and complaining about social security not being enough.I am not going to be one of those statistics.A family member that is 68 has their house paid off,car paid off,and with social security still lives hand to mouth.I try to explain they need to grow that money to stay solvent but FEAR is what grips them from making a move.Whatever everyone believes we know we are born and in a certain amount of time we die.Where we go after that is up to each person to decide.So you do not have time to let FEAR keep you from making rational decisions and not living life.There is risk in everything.Successful people taker calculated risks and on average win more times than they lose.I guess I would be 4 and 5 since I have my own money but also buy property using owner financed deals.

Job Security - no one is safe. 2.

Just thought I would throw this situation out there as I'm sure it's relatively common.Thanks for your help...happy holidays!!!

I don't want to unnecessarily offend the seller because I'm sure they can't accept that offer but on the other hand, it doesn't hurt to throw it out there...right?

In most cases they are losing a chunk of money when they finally throw in the towel.

I know taxes will be additional but if I am throwing away 10.5K a year in rent, why not put it into an income property?

Is there a way to secure a loan using this property without an onsite appraisal?

He suddenly got religion when he was issued a Cease and Desist for Securities violations.

Cut the pay of all government employees by 2/3rds - eliminate separate retirement program and place all under social security.

Check the social security death index.