ROI around 5.5% not counting principle paid.

In it's most simplistic form, a COC ROI of 20% means that you will recoupe 20% of your upfront investment costs each year so it will take you ~5 years to recoup 100% of your investment (100%/20% = 5).The way to think about what would be an acceptable COC ROI in real estate: the stock market, on average, generates a return of 5-7% annually so if you're going to invest the amount of time in resources it takes to be a real estate investor, you want to make it worth your while and generate a better return than the stock market.

How have folks lost 30%+ of their stock portfolio this year if they could have sold the first day the market tanked?

Most of them have a solid balance of stocks and real estate - and these are people who have actually retired!

Does anyone know of any companies that will make large loans $100M+ based on the collateral of a stock portfolio or commodity portfolio etc...

There's clearly a theme here with the realtors who have addressed the part of your question regarding using multiple agents , but I wanted to share a bit about how I found my agent and why he was such a good fit for my first and future investment purchases.I'd kicked around the idea of buying rental property for a couple years, occasionally considering it as something smart to do.After dabbling in the stock market for about six months with some unexpected success, I started obsessing about getting my first property.

However trying to time the real estate market is a lot like timing the stock market.

Most of the 4 fam stock is one and two bedroom apartments and basically affordable housing.

I returned home with zero work experience, no trade experience About 3,000$ to my name but a determined mindset.I’m 6’8” and I started delivering furniture and stock shelves at target to get an income.

Understanding money,interest rates, business principles  have a greater value then money.