(This is what I use in California) The concept is to keep the fact that the property has been transferred private.The sales transaction remains unrecorded i.e. the deed is not recorded or the contract of sale or the financing agreement.The transaction is maintained in the records of a settlement /escrow management companyEnough documentation is recorded to protect the seller and buyer in the chain of title without making the fact that the property was transferred public recordExisting loans, taxes, insurance are paid by the buyer into a collection account, which in turn pays all the accounts required to service the propertyRecording a deed or contract is not required in most states to make a valid transferNot disclosing the new sale to the underlying lender is not illegal in most statesKeeping the transfer from the lender is not a crime or against the law.

In an equity stripping scheme an investor buys the property from a homeowner facing foreclosure and agrees to lease the home to the homeowner who may remain in the home as a tenant.

I think the realtor has inflated the price significantly.

They will reamortize your remaining payments over time lowering your required monthly payment.

I thought you had to research things like this because, absent the mortgages on the property, all other liens remain and are binding.

., contracts that remain essentially unfinished for a period of longer than 180 days.

Devaluation of currency is also known as inflation.

But all the good things about OPM seem to work in reverse with a declining market.For someone who now has 75% of their net worth invested in real estate, how much leverage is acceptable while remaining very conservative?

Maybe their money is sitting in a CD or savings account at 1% and they're watching their wealth/retirement account dissipate due to inflation (which is over 3%!

The remaining indians should be limited partners or members.Lots for you to study in this "art form": So much, that I teach a 3 day Private Lending & Syndication Summit once per year, and we still can't cover it all, but at least this forum is good for a few tips.Keep us posted.