I was wondering if anyone had heard the rule of not spending over half of ones' savings on anything if you have no debt.

But some will let you borrow a combination of the purchase money and the rehab money.

I go through with a fine tooth comb in the contract make sure you can cancel when you want to.

These two issues I've pointed out are MAJOR, and I believe combined with the comparable in the area and the cost to repair these issues, I believe that the offer is justified, but do I include pictures in my offer?

Yes, student debt is a debt that applies to your qualification ratios, best way to reduce that is.....STAY IN SCHOOL!

I am not a big fan of debt but it does help achieve larger goals.

Incurring debt is for certain not good.If you want to get started in a real estate career, you need to have rifle barrel focus.

It will likely involve combining the ten lots into one lot.

I'm curious about whether anyone has had any experience with simply selling the debt after getting a judgement.

I have networked and learned more here in one week than all the other sites combines, by that I mean twitter, FB, linked in, and google +.