I'm wondering if it is feasible to have tenants transfer water utility to their name  prior to their lease ending or if I need to wait until lease is up?

I received a call from my lender with unsettling news an hour ago.Apparently, since I currently live in an apartment and do not own my primary residence, the underwriter will not be able to ratify the purchase because on paper, it seems as if I am attempting to purchase the rental property as my primary residence- even though I showed documentation of my current lease agreement and two months worth of utility bills.

Example, if you have a property you purchased in Destin for 10% down can you buy another in let’s say Santa Rosa, Rosemary beach, or Grayson utilizing the same option?

For example, the tenant is wanting us to pay for all utilities that the tenant is responsible per the lease agreement during the duration of the repairs. 

It called a utility easement.

We purchased these properties over 10 years ago, so we would like to avoid a major tax hit by utilizing a 1031 if possible. 

The lease is full NNN, so utilities and maintenance/repairs within the suite are on the tenant.

Mine would.say if less than 500 worth of stuff (yard sale proces) then I can the property back.My next trick if needed is to call code enforcement and have them put up a 24 hour notice to vacate as property is not habitable without utilities. 

Had utility company add a gas meter then had my plumber add in a water heater so I could split gas and bill to tenant.

Also, we utilized a service for radon mitigation and the service was excellent.