The guy who fell had a bunch of preexisting health problems, but suddenly the fall was the worst thing. 

In fact, in areas with high cash flow (admittedly these are not markets I understand at all), what's to say some big employer doesn't move out and suddenly rents drop?

Still no plan on how to pay for 1000 new cops in surge to address rising violence in Chicago.http://chicago.suntimes.com/politics/the-watchdogs...Even if Mayor Rahm Emanuel manages to add nearly 1,000 cops in the next couple years, his promised surge of new hires would barely make up for the decline in the Chicago Police Department’s ranks on his watch.There were 6,244 rank-and-file police officers working the city’s 22 police districts as of Oct. 19, records obtained by the Chicago Sun-Times show.

I bought and took out rates st 8.75% and I was negative $1000 per month per property for a few years... then I refi to 4%, all a sudden, I am positive $2000 per month per property....Once you make the purchase you are stuck with the price purchase for 30 years... you can get a new rate every 2 years That said, I have been looking st Redwood City for a SFH around $1.3m range... let me tell you those have been going at lightning speed... very discouraged ... not sure how long I can manage to wait

There are many people enjoying this late surge in pricing, but it will change, and you need to PLAN for the worst case scenario.

And make sure it works while leaving yourself a conservative safety margin in case your solar generation under performs for some reason (say weather) and their usage suddenly increases (say they buy a hot tub).

Now if you have 20+ units that cost is suddenly spread across a much greater pool (and larger cash-flow) so it doesn't sting.

"But what if there is tons of foreclosures all of a sudden", simply put so what.

Then there was the incredible beauty of NZ for 2 week jaunts with the Uni Ski Club, skiing in shorts & 90cent jugs of beer.If things were suddenly different here, I would be back in Australia !!! 

So suddenly they become sub-prime borrowers stuck with a high dollar prime mortgage.