My realtor has adapted her systems to accommodate my aggressive methods.

I also have my primary home that I just built two years ago but would like to leave that out of the equation.My question is about the best way to acquire the money to start investing.Currently Navy Federal offers the following equity options:Fixed-Rate Equity Loan0.25% rate discount with automatic paymentsClosing cost creditsRepayment term up to 20 yearsBorrow up to 100% of the property valueInterest-Only Fixed-Rate Equity Loan0.25% rate discount with automatic paymentsClosing cost credits20-year termBorrow up to 80% of the property valueFixed rate for the life of the loanHome Equity Line of Credit0.25% rate discount with automatic paymentsClosing cost creditsCredit line remains open for 20 yearsBorrow up to 95% of the property valueInterest-Only Home Equity Line of Credit0.25% rate discount with automatic paymentsClosing cost creditsCredit line remains open for 20 yearsBorrow up to 80% of the property valueFor all of you seasoned investors out there, what method would you go with and why?

Is there a method to help me figure this out?

Ned, I agree with his methods and would like to make that happen sooner than later but here is my current situation if you have some more input.Expert advice needed!!

I'll try a couple methods out and see what I come up with.Thanks in advance for the feedback.

Here in southern California (Orange County), you are looking at more of a 0.4-0.5% using that method and that is in the low B/C class neighborhoods.

Does anybody have any experience with square cash, venmo or any other electronic method of collecting rent from tenant who may not have a checking account? 

I'm one that likes the "Simple Stupid" method.

However, two Appeals Court decisions say you can allocate mortgage interest and property taxes differently, by treating actual rental occupancy days as rental days and all other days — including days of vacancy — as personal days.Before the TCJA, the Appeals Court method was often more beneficial because (1) it allocates more mortgage interest and property taxes to Schedule A (where you could usually fully write off these expenses as allowable itemized deductions under prior law) and (2) it allocates less mortgage interest and property taxes to Schedule E, which usually allowed you to currently deduct more of the other expenses allocable to rental usage (property insurance, utilities, etc.) on Schedule E when applying the rental income limitation.But after the TCJA changes, some vacation-home owners may benefit from using the IRS-approved method instead of the Appeals Court method.

I have actually thought the same thing re: selling this large property and buying smaller ones but it seems it is very cost-prohibitive to buy properties right now, especially due to the COVID- induced, mad-dash for single family homes.Here are some facts about me and some goals:1 - recently retired from mil/ government service and now setting my sights on real-estate investing, with an emphasis on the BRRR method.