Think of it like borrowing to make a chunk of Payments upfront so you can enjoy the lower monthly payment, higher cash flow, and big tax deduction saving you $$.The only negative is the higher loan amount and “advance” you took on the equity; however, I Guarentee you the value of the $ Dollar you took today, will be far more valuable than the dollar you don’t recoup in 15yrs (opportunity cost of your money is better today than the inflationary environment in the future).

However, if the long-term relationship is valuable to you I'd recommend not bringing it up. 

(i.e. deciding on the most valuable things to reno, creating a renovation budget, and executing)Thank you all in advance!

(i.e. deciding on the most valuable things to reno, creating a renovation budget, and executing)Thank you all in advance!

Already own one investment property in Bay Area but due to high price, wondering what you guys advice for my next investment... good credit, cash of 150-200k to invest.Please help with your valuable adviceRegardsDeepak

Thank you for your service.This is an older post, but it was a valuable jumping off point for me:https://www.biggerpockets.com/...

That is very valuable information.

Well, because you live in TX, the property tax deduction on your personal return is more valuable than it is in most states. 

Thank you for this super valuable and helpful post. 

And Geometry does teach problem solving skills that are valuable for everyone, including RE investors.My point is this - why not read a book or take a class that teaches problem solving skills while also teaching knowledge that the student will actually use later in life?