My first owner financing deal, it's a duplex the owner owns free and clear no mortgage.I am wondering if I get a deed or title, (with receipt of my down payment,) or some sort of "lesser" title until I pay it off then I get the actual deed?

L. if you're talking about private lenders that you don't know then what you are actually talking about is a hard money lender.

A robust farmer's market, a new artists district, several new niche employers building down on Exchange St, a micro micro brewery, a proposed $400M expansion of the Historic District to the south of 25th St, and a huge mixed-use development in the works in East Central where the old Rite Aid was.Sounds great, but it's still planet Ogden. 

I actually rent some commercial space downtown Ashland, the hair salon next to Nicks Pizza.

This means that the rate of appreciation will slow, but prices probably won't actually fall.  

You can tell whether your actual cost will be closer to $100k or $200k, that sort of thing.

I have learned a ton from the site and BP gave me the confidence to actually get started.  

if it went through an actual foreclosure then as stated most if not all the junior liens should have been removed from title .. they still exist as to the person who lost the home.so something is no adding up.

They seem like such a great idea, I'm just not sure how many investors are actually using them.

I do have some large projects in the pipeline which could increase that number by another 100K or so but its safe to say low 300's and I will have a tax bill of about 50K this year so ultimately it is very safe to say I am liquid for 250K right now that I'm ready to invest.Due to my job I have access to subcontractors of all trades... roofing, tile, granite, flooring, paint etc at pretty much cost (day rates of the actual laborers).