Smaller commercial properties usually fair better with smaller private banks and I would not consider a large mortgage banker or bank at all.Lastly, At this time, I would approach my seller/note holder and see if I could intice them into modifying the note for a longer term, like three more years.

This may not be magic potion in court, but it certainly should help.Don't listen to bankers about asset protection!

LOL, yes, I recall when FL was cutoff funding by wholesale bankers in the secondary, they just left.

My banker spoke to his underwriter and they gave me a go ahead to bid on the property.

Will a banker look seriously at that since she is 85 with no income?

Promote it here, put it on Facebook, tell everyone you know, invite Realtors/Contractors/Bankers and make sure they are bringing people in as well.

A banker should be able to looks at a small investors portfolio history, look them in the eye and make a decision.  

Have a credit facility with a bank or investment banker relationship make the loan then collatarlize the loan with your credit facility ( back fill) rinse repeat.. usually you need 10% to 20% of your own money in each deal.. this is how I ran my HML I had bank credit facilities and had 20% of my own cash in each deal.4.

Scott, what specifically are your bankers telling you?

Finally spoke to a banker(Wells Fargo) in my area doing HomePath mortgage....yes a real person1.