Most large counties have a housing authority that administers the program.

Personally never heard of this scheme or way to set up transactions. 

It seems that often when companies acquire large books of business in one shot there are growing pains and unfortunately those are felt at the client level.

Not sure if the upstairs tenant (heavyset person with a dog) plays a role.Seeking suggestions.

I'd recommend starting with the lower hanging fruit than a large basement reno - if your comps are close but don't quite get you to your number.Finishing the basement (with proper egress) could push you over the top, but confirm with an appraiser first to ensure it counts.

I would build a relationship with the person before you decide to partner.

It seems there’s a common misconception largely influenced by social media, online courses, and influencers who oversimplify the process that real estate is an easy, passive way to generate income with minimal effort.

A new person doing an OOS BRRRR right now is ripe for a loss.

I have been around this personally for years  I was a vendor at Armando Montalongos how to flip houses seminars  a little bit with Rich dad  and lastly with Nick Vertucci's program.. 

Quote from @Leonard La Rocca III: So is it common to find a conventional loan without meeting the lender in-person?