Without new companies creating similar-paying replacement jobs, workers may have to settle for lower-paying service sector positions.

These specialized companies, easily found online or here, will create your company’s SD 401(k) plan.

Using equity can be a smart way to expand your portfolio, but it doesn't have to mean over-leveraging or creating unnecessary risk.

As @JonathanGreene said, tech has created an environment that allows folks like you Jon, to enjoy investing on your terms so that you do not put all of your eggs into one basket (so-to-speak).

Diversifying income streams and focusing on appreciation alongside cash flow creates a more balanced and sustainable strategy.

I am now under the suspicion that their friend, the one who is still living at the property, is the one who created separate accounts for all three of them and did the signing for each individual who is under this lease agreement. 

This falls under that category, by not keeping the heat on, you are ignoring basic maintenance and creating a potential risk.

I would get an attorney or title company involved to create your loan documents to ensure they comply with the law and cover all the aspects you need.Another method that is likely your best bet to take on investors is to create a joint venture (JV).

I wanted to create an STR experience and bring my bold ideas to life.

Once you're ready, create a goal (e.g., "I will buy at least one single-family home, duplex, triplex, or fourplex before the end of 2019") and then do it.