Coastal soils all vary in composition, and cities/counties requirements for stabilizing those soils are all different.

ryan, i'm gonna play devil's advocate here for a sec, so bear with me...

. :( On top of that I've had to call him out on not installing a decent sized pad underneath load bearing 4x4s, not supporting micro lams properly, etc.

If so, did the numbers all bear out?

He was hired for a complete renovation, which included taking out an original exterior load bearing brick wall (roughly 150 years old) He removed this 30+ft high wall from the bottom without supporting anything.

Do you expect it to take that long to get your credit or income profile where it needs to be? Are

Depending on if its a load bearing wall, you may need new one.Which will involve removing the exterior or interior finish.

ok, i still got questions. i know this is simple, but bear with me. walk me thru this: i find a subject to deal, at what point do i assign the deal?

For taxes each treats the contribution as an individual loan, how it is secured has no bearing on taxation. .

He said if they break it and its bounces back there could be a significant bear rally.