It is likely you will be unable to find a property in the optimal location, I would not hesitate to consider investing in a property in close proximity but not directly near the medical school so you can get a property before you no longer have verified income for a traditional loan. 

That's why, most of the time, you can optimize your project's IRR by selling earlier than what you would expect because you can properly time your big pay-off date (i.e. your property sale date).

I'm a #s guy too, so I definitely understand where you're coming from, but there's also a point where it's more beneficial to just get started with a decent property, than to run more analyses trying to find the "best" or "most optimal" property.

If you are trying to build credit you should keep your card at under 30%, 10% is optimal.

But In theory, leverage will optimize returns. 

To name a few: lawn mowing business, marketing agency, video production company, acting career, window washing, SEO services, improv comedy, music production, painting, drawing, guitar, blogging, and photography.

This is the best way to optimize occupancy and to minimize rental expenses, which will push your return up.

Do you think your friendly neighborhood SEO company would do this to get leads?

My optimism has cost me a lot of money on a house or two I thought I could make work...and that was with factors in my control.Either way, best of luck to you!

Does not make sense, I agree.Yes, extremely frustrating, but everyone's tax situation is different, and the only way to optimize your taxes is by working with a competent tax professional.