Age range: 20 (future college grad) to mid 30s so all pretty young. 

From the time we met, we did all the previous mentioned in just two years time, so we are definitely goal focused and not afraid to put our heads down and work!

Most hard money lenders can lend you up to 90% of the purchase price and 100% of the rehab costs with a 12-month term and a rate of 10.49-12.49%Hard money lenders issue what's called an asset-based loan, so they will consider the property itself along with its potential future value, not your personal financial situation.

How so? 

In August, Realtor/MLS rules change so that buyer agent written agreements are required, and the MLS will no longer state a buyer commission amount.

That's terrible, considering I can get a CD for 4% for 10 years, or an annuity at 6% for 10 years.Management companies want 20%, and property taxes and home insurance keep rising, considering I have no homestead exemption, so I am capped at 10%, not at 3%, and home insurance can do what it wants.Could someone please tell me where I am wrong, because in this case, it does not seem that this real estate is a good investment at all.

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

They don't want to get in trouble so they pay on time and many do hustle with multiple jobs as they try to create a better life for themselves.

I believe New York is attorney state, so we have to use attorney to do double closing and assignment deals, correct?

@John Underwood So I create my own and there are two listings?