Hi everyone, my name is Cesar Lara and I currently reside in Memphis Tennessee.

You're right, I was considering buying a primary residence out here for my family and I to add to my (small) portfolio, but I figured with the cost of home sout here, it'll be almost impossible to cash flow.

If I currently have a HELOC on my primary residence of let's say $300k, will it be possible for me to get a cash out on my separate investment property or will the underwriters see that HELOC as negative, even though I haven't used the HELOC?

(I already own my primary residence and this will not be a house hack strategy)If I don't need 25% DP, what is the best amount of money to put as a down payment?

Hello my family  owns 2 acres of  land in South Carolina but we reside in NYC. 

It's just me; not a partnership, LLC, Inc, or anything else.My residence.

This includes education, cars, clothes, trips and your primary residence.6. 

To the point made above,people have to eat, but they also need a place to live. http://www.in2013dollars.com/Rent-of-primary-resid...Per these stats, while rents rise on average they still fall behind the rate of inflation.curiously enough the prices for housing changed faster than the rate of inflation:http://www.in2013dollars.com/Housing/price-inflati...great conversation topic.

Have you looked into using a HELOC on your personal residence or a 401k loan in order to invest further?

If you decide to hire a resident manager (instead of a property manager) you will be exposing your self to more liability and may have more work managing an employee who may not know how to manage an apartment building.