You will need to verify for your jurisdiction, but I will be very surprised if the currently allow JADU to be rented without OO.Search on BP for ADU and their appraisals. 

I'd like to go with the second, though I told the first applicant that they were accepted, as long as I could verify their income.I should also add that I met the first applicant in person and have talked to previous landlords.

It also seems that we may be able to get better deals from working with builders' lenders, but I haven't verified this yet. 

Make sure you do a background check, verify their income, speak to their last two landlords as references and be clear about what you expect. 

You've already addressed the zoning ordinance by verifying the ability to have an ADU. 

Unless the buyer insists on the LLC to be in existence at the time of the offer and verifying that by showing a certificate of formation.

I did verify the business and tax id numbers.

@Patricia Taveras that’s cool way to verify it, I’m thinking on trying with Airbnb.

I am surprised your lender is not wanting to verify the lease terms bc if you can not take occupancy of 1 unit I would think you would be turned down for the loan on this duplex.

Mohammad,If you have excellent credit High 780 range or in the 800's and you have verifiable income W2's or 1040's showing income without massive deductions.