There are so many variables as every person's situation is different.

I found that a combination of both term and permanent (whole life or universal life or variable universal life) serves most people well.With regards to Infinite Banking, the policy owner has to fund the policy with a lot of dollars in order to then take the some of the dollars out as a loan.

- HELOC are variable which has higher risk than fixed.  

When estimating rehab costs it is an incredibly difficult thing to lock down because of all the variables.

These rates appear to be too low, given the likelihood of increasing variable rate mortgages in the future. 

You need to consider that unlike a CD, notes require administration, time, fixed and variable expenses applied, loan servicing must be considered.

There are just too many variables for most realtors to give you a real number to use.

Another key variable is access to capital and the cost of capital.

Yes, there are lots of variables, but it is your job to put them all in perspective.

It is pretty variable depending on many factors including your market niche, how you screen tenant-buyers, your area, etc.