For STR, this is not really an issue, as most STR's 3x the LTR rental income.Also, curious as to why you would want to go Conventional and impact your personal DTI, vs. just going DSCR?

Sara Cunningham yes it will be our personal property.

There's probably no "do this" and it works for everyone so keep gathering different opinions.The way I view a "good deal" might be different than how you view a "good deal"...so let's look at it from an "average" person's perspective.  

Immediately sends links for folks to apply for credit and links to docusign their personal contract.

@Martin NestaI don't have much info for you - but I do know the 'nature of the beast' I can share with you... perhaps something will help...Most property tax "just values" in Florida - the value they say your property is worth - are intentionally set about 15-20% below market value.  

I do not make anything for the recommendation (no affiliate link to share) but I have numerous courses and his is the most comprehensive.

We just got disinterested after that due to our distance away and lack of being able to search for property in person.

Hi Hogan, happy to connect and knowledge share. 

You might talk with a real estate/estate attorney and see if it's possible to open a probate, have a Personal Representative appointed and obtain an order from the court authorizing the sale of the property by the PR with the proceeds being deposited into the registry of the court for later distribution when all the heirs are identified. 

I'll share the recommendations they come up with.