You can also directly partner with flippers but that typically involves a higher degree of risk, and is typically less passive than just holding a note. 

I'm also open to book recommendations and considering further education, possibly pursuing a master's degree through night classes.I value any thoughts and recommendations you may have.

If someone is going to be spending $30k on a commercial real estate guru, go back to college and get a masters degree in a program.

It's at 24 degrees tonight. 

My wife works with a lot of investors as an agent (Florida), but she's personally built or flipped scores of homes, she has a construction background with an actual degree in the field, and she's spent years honing her craft.

As a result of the PG, generally all lenders will consider this in your DTI (global debt service on commercial loans). 

Here are the other lenders I found in Spokane that offer land loans: Idaho Central Credit Union, Numerica Credit Union, and Global Credit Union. 

@Yang ZengYour situation presents a common dilemma for real estate investors: deciding between investing locally where you might be more familiar with the market but face high property prices, or exploring out-of-state opportunities where properties may be more affordable but come with their own set of challenges.Here are some considerations:Risk Tolerance: Take into account your degree of comfort and risk tolerance while managing properties remotely.Objectives: Specify your investing objectives, including cash flow, appreciation, or a combination of the two.Market study: To fully grasp the development potential, employment opportunities, and rental demand of prospective out-of-state markets, do in-depth market study.Hybrid Strategy: Another option is to choose a hybrid strategy, where you invest in a combination of local properties for stability and simpler management, and you set aside some of your portfolio for out-of-state properties for diversity.Before making a decision, it's essential to consult with real estate professionals, conduct in-depth market research, and possibly network with local investors in the markets you're interested in.Remember, there's no one-size-fits-all answer, and the best strategy depends on your financial goals, risk tolerance, and personal preferences.

We haven't been able to find a solution to that problem and it's likely caused but global warming and pollution so it's difficult to see a solution anytime soon.

I'm 17 years old, I've graduated high school and currently doing an accelerated college degree. in the meantime I'm working a full time job/ a few side Hustles and a budding business.