As we all know, many if not all loan products, not just including but especially on ARMs on HELOCs, home loans, credit cards etc are all based the prime rate when they adjust.

Continue to plug away, approach is everything, so you may need to make adjustments.

Maybe those of having trouble adjusting to the new format are a bunch of "old dogs!".

One thesis I was evaluating was purchasing 4-plexes that need only light rehab at the worst, maximizing the units I could conventionally finance for 30-years at low rates, as well as gaining obvious economies of scale on closing costs and property maintenance, then turning to my community banker for purchasing REOs and other distressed properties, with all meeting (or nearly meeting) the 2%/50% guidelines (adjusted up or down based on "risk" of location and frequency of expected turnover).

Quantiative easing is increasing the available supply of credit and lowering rates, but consequently a greater money supply means eventual inflation and higher rates to adjust.

For many vendors I find their pricing models difficult, they 'sell' too much, and some times negotiating with them is a problem since they are looking for retail prices and customers and don't adjust to meet my needs.

Future price would be 99.00) and you want to hedge for an adjustment that will occur in 2 years.

there are some properties here listed with an agent that has just enough equity to pay their part and the buyer ends up with nothing except they are finally out. so i was thinking we could do some sort of wrap or land contract because im building a buyers list of people who havw cash for a down but bad credit cause of an adjustable mortgage.

) $ 37,919Other/Miscellaneous $ 47,959Property Management (estimated at 4% of adjusted gross income) $ 45,750Maintenance and Repairs (estimated at 5% of gross income) $ 58,956

Hope I wasn't understood to the contrary, it's an option if there are limited comps, but the appraiser should adjust for an REO due to type of sale and perhaps marketing time allowed.