Apparently, the Board of Education there tracks commercial sales and files against these properties once they are sold to raise appraised value for property tax calculations.

The higher interest rate will probably end up having a similar or maybe even lower payment than the FHA loan with the MIP.Owner finance will usually have less fees, no appraisal, and can close faster. 

I have not had the property appraised but after 6 months I saw the zestimate 17k over purchase price.

We have already done inspection and fixed everything they asked and the appraisal was set for this up coming Monday.

My appraiser used Comps over 14 miles away.

The AMC for the buyer's lender is requiring the appraiser to get inside to do the appraisal with no consideration or contingency for a situation like this.

A parcel split in Florida typically involves filing a parcel split request form with the county property appraiser's office, and before you file it, you get the survey work done and find out if the relevant building or development department will support your request or not.

They provided the rehab funds of $25k and after rehab it appraised for $110k. 

I only had enough to cover an appraisal and inspection.

You make money when you BUY real estate… so if you’re buying below market/appraisal, there’s a good chance lenders may want to work with you.