San Marcus is a college town, the Guadalope (I know the spelling is wrong) River is tons of fun tubing, the lake is nice for recreation, housing prices are good, diversified economy, a satellite of San Antonio offering cultural and medical centers (Ft.

They seemed very kind and easy to talk to them.Now, the background check results:Credit Score: 470 & 525 (bad credit due to bankruptcy in 2008 due to medical procedure)W-2 Income (combined): $4,800 with long job history (10+ years)Debt:     - $55,000 with $7,000 past due (all debt is in education loans, $7,000 past due because they were trying to get loan forgiveness and they didn't end up qualifying)    - No credit card / auto debtCriminal history: one of them has no criminal history, the other has 1 first degree assault (not prosecuted) and a second degree assault from 2012.So, couple of questions:1.

I can tell you that in my personal experience with my own kids,  since the day they turned 18,   I have had lawyers,  medical personel, probation officer, School administration, bursars office etc say I can't talk to you without the kids permission regardless of who they will go after for the bill. 

Best of luck on your first investment  property people in the medical field do amazing job and i beleive some don't make enough for how hard and long they work alotbof my family is in the medical  field i am currently looking for an investment property  for my nephews dad hope to open and close escrow  on one before the end of this year .

@Laith AliFor us medical/dental bills have been our biggest expense.

I would ignore bad credit card and medical debt. 

Then the slick talking timeshare guy called me and almost convinced me to do a good deed and help her out and that I had nothing to worry about because he would be on the hook.At first, I was thinking of using word "Wife" to him if I ever had to do that, but the girl told me that the wife was medically ill (brain tumor or something like that) and then she told me that they are really close, closer than I may think but not having an affair with him and she also began to tell me that she's pregnant.

I hope I am wrong and they your loan officer doesn't say "we can't have over 2K of non-medical collections on your credit report".

I would ask your insurance agent how did they arrive at such a high reconstruction value...I am a Farmers agent and we use a software called 360 value where you input the address and based on the area/and the number of claims and material used in that particular area the software will tell us a guestimate of the amount it would take to rebuild the home...So this is very important because it directly affects your insurance premium (the money you are paying for that specific coverage) The personal property amount should be lowered if you don't think you need this much because again this is affecting you premium and you're basically being over insured which costs money...liability at 300K is what I suggest when the owner is residing at the property if you are not living in the property and you renting it to others I would suggest 500K the maximum (for Farmers) is 1 million....medical payments to be honest will rarely be used (this is for example someone gets hurt on your property and they come after you for medical payments this would come from here) but to be honest if someone gets hurt on your property and they come after you for money is going to be more than $3K thats why its important to have the right amount of liability this is where the monies would usually come from...and loss of use is the monies that would be applied to a hotel stay while your property is being reconstructed from the covered loss that occurred...on the other hand if you are renting the property these monies would go towards the rents you would go without while the property is inhabitable...hope this helps!

I have interest in a property in Salt Lake City from a Medical student and her partner who is also a medical student.