Since AirBnB owners are being hit particularly hard, as they leave the industry, they will probably sell, putting more properties for sale on the market.

If repaid on time, there is no early distribution penalty or taxes.If the plan is to take retirement funds as a distribution and not pay back, then there's going to be a number of factors that will determine the tax treatment (example: if you're still employed, if it's a 401k with current employer, current financial situation, your age, what the funds are used for, etc...).A financial advisor or tax professional with all your specific details should be able to help provide a plan to reduce your taxes and penalties accordingly.

We just rented to tenants and we kept our criteria the same except we did scrutinize the type of industry or job the applicants are in...

Having an effective brand is the difference between slow and painful growth and exponential growth when it comes to client facing industries.

The business purchase will be funded by an SBA loan and is in the same industry that I already own another business.

However, I was burnt out crisp...so I decided to leave the industry).I really missed that daily accomplishments after awhile so instead of taking the much needed rest, I drove myself even more.

They're a great group to learn from and to help you keep track of the industry. 

But, from what I know about the renovation lending industry, the top reno lenders are still doing them.

Yet, a recent huge scandal brought to light that there has been systematic corruption in the construction industry in my province of Quebec for decades.

Due to this we are unable to qualify for a large enough mortgage.Question 1: is this pretty standard across the industry or should we keep looking and see if other banks would consider this rental income as income?