Most fraud scenarios, believe it or not, are not instigated by the consumer. 

Simply being the person people know, like, and trust in your every day social groups, and any investor meetings you start attending should generate a modest amount of sales per yer that will put some extra cash in your pocket, and take care of those scary fees that Russel is always talking about. 

She also has nearly 200k in consumer debt that has been in the making since my birth.

SmartMove’s consumer reports contain credit and public record information on consumers that is updated regularly from thousands of sources of data.

Seems like the laminate would be a much easier and less time consuming fix for me. 

It doesn't go away with modest success either.

That could be a more modest draw/loan and much more manageable should anything crazy happen in your life.

Or would you like to see that benefit earlier and start to consume the wealth with giving and toys and lifestyle?

I personally love rental investment deals because they tend to be less stressful and time-consuming.

Anyone that's been doing this for a few years knows more mortgage guideline stuff than a consumer will ever be familiar with.