I'm not sure if any local lenders will consider the property value once the ADU is complete when reviewing my loan application.

How did you add value to the deal?

The other piece to consider with cost segs is the value of the property evaluated and savings generated vs. the cost of the study.

From condos designed to accommodate couples and young families and large lake lodges which house multi-generational parties, to luxurious custom getaway cabins on stilts… investors are seeking properties that align with their guests’ values and aspirations.Aside from STR the influx of remote work has catalyzed a new wave of interest in Branson's real estate market.

Ask about replacement cost versus Actual Cost Value.

Hi Donald, the only difference that we see nowadays for Foreign Nationals in a 30-year, fixed-rate Debt-Service Coverage Ratio Loan (DSCR) is a slight decrease in the Loan-to-Value (LTV) ratio; there is no penalty on rates or points.Additionally, if your wife is a US Citizen, there shouldn't be a decrease to the maximum LTV, either.

You can get a 2%-5% rate on a mortgage that you assume and since values have come down in most states over the past 2 years, you may be able to find a seller who would be willing to have you take over the payments and cover the closing costs! 

@Jeff Miller$40k in equity most banks will not allow that to be pulled, as they have strict loan to value requirements.Whether you put properties in or out of a LLC, does not matter who owns it, but if you are seeking to get bank financing for acquisition they will want 25% down.

It was a good purchase price, multi family and value to be added due to the condition of the property.

Get to know your variables like construction cost and values and rent amounts.