@Bryan OjedaIf the business has been paying the debt for 12+ months, you can usually remove the liability from your calculations.Keep in mind that while DSCR loans don't always report to credit, THEY CAN.

We are novice investors ourselves and have some experience in SFH and are also continuing our investing journey with them.

This seems to be even more exaggerated in small MF in my experience where by traditional metrics, they're just not there unless you find that needle in a haystack.

It’s a fairly new regulation and as Airbnb and STR have exploded in recent years, the irs agents simply don’t have enough experience with hosts returns, like they do real estate investor LTR returns. 

I would skip this for sure.Agreed, it's not legal or proper to give out the names or phone numbers of your borrowers without their permission.There's absolutely nothing inappropriate or unseemly about offering up borrowers willing to share their lender experiences with another potential borrower.The private lending landscape is littered with scammers and bad actors.

Your primary insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

Subleasing gives the tenant flexibility, freedom, and options and gives the landlord a substantial increase in risk and liability with no financial reward.I enjoy providing property management and real estate information

It's fantastic to hear about your experience at BPCon.

I've used National Property Inspections a couple times with great experience. https://birdeye.com/national-property-inspections-jacksonvil...

If so, how was your experience with their service and loan products?