Not a war zone, plenty of long-term homeowners, but rents are certainly not the highest. 

Also, lol I'm aware a small 4 unit is not considered a medium or large... for investment purposes, we only have experience in underwriting larger projects, we've never analyzed an owner occupied until now, but thanks to people like you, I decrease the likelihood of major mistakes!!

It is just a question of if they would accept a lower offer once they are made aware of all the problems.

Oh, and you can't use a sale that occured AFTER the persons application began...a small detail but just wanted you to be aware of it.  

Are you aware that I am not a licensed agent in the state of Missouri?"

There are a couple of potential issues :- Title Companies in Texas no longer want to issue title insurance on Quit Claim deeds other than    administrative transfers(Divorce or other internal transfer) If this is a higher dollar property, Fidelity Title is the only one that I am aware of that might underwrite it. 

I am am aware that people convert these into multi unit.

I've come across a potential rental investment in a great area.I was recently notified that the property had some mold remediation performed.I'm now concerned with being able to obtain renters, once they are made aware of this mitigation.  

, etc.)If there is any analysis from experts who have thought about this problem that you're aware of, I'd love to check it out as well.Thank you!

I am not aware of separate notice.