Anything below 8 percent on something that isn’t 50 plus units and I would get concerned about the service quality.

Repairs: 5%CapEx: 5%Water/Sewer: $150Trash: $15Vacancy: 5% PITI: Still $2086We should be able to cash flow $300-$500/month after we move out and rent this property out.

Did I try having tenants handle these small repairs?

@Jean-Frank Dorvil with that wide a range both rental and flip properties as well as b,c or d properties I would say the neighborhood doesn't make near as much difference as the quality of the deal. 

Have you come across other quality STR insurance options?

Have you come across other quality STR insurance options?

And be prepared for any repairs.

That is a great for homes with little to no real need of repair.

To me I mostly look at 3 things to determine the quality of the investment 1) the return on investment 2) the amount of time the investment will require. 

@Cherrell Thomas cash flow is the profit that's left after debt service, property taxes, property management, common utilities (if any), reserves for repairs (small things like leaky faucets, AC servicing, etc), and capital expenditures or capEx (larger things like a new roof,new HVAC, major plumbing overhaul...these are treated differently on taxes, written off over a specified longer period) and other expenses.The first item I mentioned, debt service, is where the answer to your question is.