I am very new to all of this and am eager to learn a little bit about everything before I dive into a focused niche.

Hi, Good work in diving into the numbers.We own property in that part of town also, just a few streets over. 

It's never too late but I would encourage you to learn all the options before diving in.

Learn as much as you can before diving into this crazy world of investing!! 

Investors here have deep pockets, cash and access to backroom deals.

MIND YOUR KEY- Don’t put your vehicle keys deep in your pockets or purse with items that can get in the way.

It would've been more, but the family I stayed with kept feeding me various forms of deliciously deep fried pork at every meal.

If multi-family is your thing, you should be analyzing at least a couple of prospective MFH deals each week, ideally more.Find yourself a few good local wholesaler email lists, get yourself an investor-friendly agent and dive into the deep end!

I'm a member of the medical community right now, and so I tend to be a quick study and always dive into new endeavors head-first.

I understand the DSCR is calculated by diving net operating income by the debt service amount.