@Val Csontos, I literally had a dream last night where I was explaining your realtor payment plan to someone.

Like Denzel Washington said in movie "Philadelphia", "explain to me like I'm a 3 year old".Please outline the steps it takes to go from A to Z.Thanks in advance

You should normally offer below that to allow some room for negotiation.You should show your numbers with a higher investor discount (and explain why).  

@Aaron Coplin the seminar was actually pretty informative for a novice, but they rarely explained anything in-depth because they're hoping you'll buy into the Mastery program where the real meaty stuff is.

Long Explaination: I'm a first time buyer who just purchased my first property, a condo in a twelve unit complex, located in a very desirable part of Portland, OR.

Would it be in bad faith to explain this after agreeing to the installment sales terms?

I tried to explain them if they are going to list it, its just gonna sit on the market, so they either have to drop the price or do the repairs them self.

When your time becomes very vaulable then you need to start asking people to explain themselves, till then learn to educate yourself.   

But when you make the colleague request you can include a message explaining why you want to be colleagues.  

@Cecil Russell Could you explain a bit more?