What type loan product are you using? 

They will run the transaction to the finish line once all of the conveyance documents are in place, but MN has statutory requirements for the sale of any CIC building that you need to adhere to on top of making sure you have a compliant and beneficial instrument of conveyance (purchase agreement). 

I can rationalize that clients make their own beds and that I am acting ethically but if I know the odds are against them and I offer the product anyway... that's seems unethical despite being perfectly ethical.

So when I go to pay for the property, do I need to get a real estate attorney involved or can the title company take care of the transaction?

The average person stands a much better chance of realizing significant appreciation without as much downside risk and transaction costs.

I have used Trustco more times than not an they, by far, have some of the best products in the area imo. 

You are purchasing an interest in a company that owns real estate.Over the last 15 years special products have been codified by the IRS to be 1031 compliant but fit the category or fractional passive investment. 

Both ideas are intended to help veterans get the physical, mental, and emotional support they need to help them return to civilian life as happy and productive contributing member of society. 

On a deck you want to be sure you control the type and quality of the product applied.

As this is rental property I want to buy something which is reasonable but good quality product.