The majority of taxpayers are required to settle their tax dues by April 18 to avoid penalties and interest accruing on any outstanding amounts after this date.For those residing in Maine and Massachusetts, the deadline is extended to April 19 due to the Patriots’ Day holiday in these states.How to Request an ExtensionIf you find yourself in need of an extension, the IRS provides convenient options to make the process smoother:File Form 4868:Utilize your tax professional, tax software, or the IRS Free File platform on IRS.gov to submit Form 4868.Individual taxpayers, regardless of income, can leverage Free File for an automatic extension request.Electronic Payment Method:Make an electronic payment using Direct Pay, Electronic Federal Tax Payment System, or debit/credit card or digital wallet.When selecting the payment type, indicate it’s for an extension.

Mentor, help de-risk, and diverse programs.4) Direct Lenders (NOT BANKS): A Direct Lender is the one who Originates, Processes, Underwriters, Closes, and Funds the loan. 

Maybe she has never been through the process herself and is using it as a scare tactic.

Process is done!

I have finally saved a decent amount to begin this process and now I seem to be stuck. 

The FHA process is a little more stringent since it’s federally backed.

She worked with my schedule for discussing the deal, and as the process got drug out longer, she continued pushing the parties to make sure everything made it to completion.

The LLC question was Bill's assumption, I didn't bring that LLC structure in my initial posting because I didn't want to complicate things...but you both are right, it is part of the question (although not from, or not only from the 1031 exchange perspective): what is the best structure to hold these properties?

They can provide you with detailed information on their rental income calculation methods and help you understand how rental income may impact your ability to qualify for a mortgage.Additionally, working with a knowledgeable real estate agent and mortgage broker who have experience with rental properties and relocation situations can help you navigate the process more effectively and ensure you find the best solution for your needs.

I think my thought process should be clear, and you won't feel he took advantage of you.