I haven't bought or closed any owner financed deals myself so I can't say for absolute fact (my knowledge here comes more from my time on Bigger Pockets than it does from being a Realtor), but I would imagine the vast majority of them have at least 20% down so the seller has some sort of motivation to go through with it rather than waiting for a seller with more funds.  

He was unhappy that I could not provide some sort of miracle for him, and asked for a refund of his VIP Club fee.

She gonna want to live free.You need to charge her rent of some sort, but that doesn't mean it needs to be fair market.

might be a perfect candidate for some sort of short plat. 

What sort of work do you do?

I’d prefer my tenants don’t know my personal name in case some sort of dispute comes up.

Need help sorting out all the pros and cons, tax and financial implications, etc. given the current market.

You can offer some sort of equity split as well to make it more appealing.

I have done well for a year or so, then last three months, have been basically dead, except for a few leads that didn't pan out for reasons not relevant here.QUESTION- Over the past few months I have had alot of "suspicious" seeming leads- people with no reviews, who just joined, clearly not english speakers- many of whom have the same "pitch", making me think they might be bots of some sort.

Also, I have a sort of related follow-up question:After our first property I would like to start generating leads myself using direct-mail marketing, is this always done with cash paid in full?