We are currently offering 12-16% interest to our private money investors which we feel is a strong offer in this market.

I think the Iowa City, Coralville, and North Liberty markets offer great rentals with lots of different types of levels of rent.

I was told my by loan offer over a year ago that the rates in spring of 2024 would be back in the low 6's high 5's... look where we are. 

The below terms are live as of this date, for a rate and term refi (no cash out).From left to right:Points: 1, 1.25, 2.Prepayment penalty: 10 years, 3 years, 5 years.Commentary/review, hopefully this thought process is useful when evaluating offered terms for a maturing commercial mortgage that needs to be refinanced. 

They offer wealth management but they also offer joint venture deals where they look for partners to purchase Multi-Million dollar REI portfolios. 

I practiced analyzing a deal with my friend the other day and the ROI I got back seemed really high lol.

You're better off contracting with a CPA for your taxes and seeing if they also offer bookkeeping services or can recommend a reputable bookkeeper as well.

Let's not forget about Syracuse, NY (but just from an investment perspective).Syracuse, a prominent city in New York, offers a rich tapestry of culture, history, and education, highlighted by institutions like Syracuse University.

It is always best practice to keep business and personal seperate.

Any resources who can help us structure this (other than https://www.nationalfamilymortgage.com/ who does not offer support in our state)?