His full time job was as a quality assurance engineer at a manufacturing facility.  

@Mark Burlison, I also have family members who refuse to go to the doctor or take medication when they have type 2 diabetes and will say “God will heal me”.

We just finalized the one I mentioned earlier where they had Medical etc liens to the tune of $48k.

I find the lack of grocery stores in the medical district to be worrisome. 

My brother in law was caring for my mom in law, she moved in with him when she was diagnosed with cancer, 6 months to live, he tried to move her to a medical facility, but died first due to the long waiting list.But both here and San Francisco, brokers would take down info needed to meet disclosure requirements, and my position is I rely on their expertise.

My wife was recently denied the USDA loan because of a medical bill still standing.

Monthly income to pay for medical expenses?

If it were to reach 45, he would need medical treatment to bring the levels back down. 

I'm not sure of the product demand in your market, but in Columbus, I push for higher-end finishes and try to attract graduate students, medical students, etc.

But I do not share your optimism that it's not a threat.Read this, although certainly not authoritative but just the IRS interpretation:https://www.irs.gov/businesses/small-businesses-self-employed/s-corporation-compensation-and-medical-insurance-issues"...But to the extent gross receipts are generated by the shareholder's personal services, then payments to the shareholder-employee should be classified as wages that are subject to employment taxes..."