Assuming you bought the property at a discounted price and the market supports higher comps.

@Sandra Regnell sign up for one of the webinars Brandon sometimes gives out discount codes for upgrades.

We've already offered discounts and deferred payments to some of our smaller businesses.  

Timing the market is a dangerous game, but it is tough to argue the "discount" on many stocks and funds right now compared to just a few short months ago so there is value to be had like you said, James.The caution I would advise with their 401k is one that ties in a comment made earlier in this thread regarding "paying the piper" at some point and the debt our country is taking on. 

My boss is willing to offer 10% discount on your voucher and a refund if you don’t use the gift card.

I did my first deal at 23 (house hacked) but I’ve decided to bypass the SF phase and jump straight to Multi Family.

Even at a steep discount, you can at least pay your bills and survive until the market comes back, then open it back up for business.

And then there is all the ancillary requirements, for example, maintenance vendors and making that a good, reliable, value based relation and covering all and any bases for clients on that, which we have leveraged our volume and have contracted providers across the board who give special group discounts unto all our LandLords. 

Since I am an agent, I was able to broker the deal for a discount.

I am glad to hear that you are fortunate enough to have a Full Time Job that should at least float you through (and you get discounts on materials:).