It's free and could be productive.3.

With that being said, most heloc bank products will have a fee if you close the line (sell your house) with in the first couple of years.

I can see why it looks like a leak, but it's just a really poor patch attempt by the previous owner.Do you have any good contractor you use?

Also, it is often productive to see which real estate agent has the most listings in the neighborhood - who "farms" the neighborhood - and talk with that person. 

The asking price is $60,000 but it has been poorly managed and is only half occupied.  

This problem starts with a poor residential developer and a non functioning floor plan. 

Another point is that producers tend to already have their products at a pretty low profit margin depending on the business they are in, there isn't much room for them to lower rates.  

I know some highly educated people that are just poor at communicating with every day folks and I think their RE business will suffer because of this.I really like the Villa Park and Lombard market and think you'll do just fine staying in those areas.Good luck to ya!

Explain how you expect them as honorable business people to stand behind their product. 

My roommate gave me a copy of Rich Dad Poor Dad and said I had to read it!