But not the reason to do it.Good insight here from @Michael Plaks (the Black Belt) 

Thanks Hi Chris,@Timothy Smith has a lot of great insight as an investor. 

Your bank is simply offering you a conventional loan. 

Based on your questions, here are some insights that might help streamline your financial arrangements and improve your system:1.

Doubling your units this year sounds like an exciting goal.As an investor and agent based in Myrtle Beach, I'm keen on exploring potential partnerships and offering assistance where possible.

They are hands-off, institutional grade real estate investments, and they allow you the option to diversify into offerings in markets across the country.

Hi Nicholas, thanks for the answer and let me provide more details :) The offer is to invest into new construction with 20%-30% down payment 0% interest rate loan till the end of the construction.

But the risk is that should the deal go south (check out what happened to real estate values in 2008-2012) the investors may sue you for selling an unregistered security without an exemption from registration and since you did not utilize a Reg D offering you would have no statutory defense. 

They will offer to settle for, say $25,000.I have to see a W-2 or pay stub and I don't care what their credit score is anyway.

This can be a temporary solution until you find more favorable financing options.Private Lenders and Hard Money Loans:Alternative Financing: Private lenders and hard money lenders may be more willing to offer loans secured by your mobile home portfolio.