AmEx is majorly hurting right now.

If the cup says "Hot" take it literally stupid.10- smaller government.....11- Less taxes and insurances "requirements" to small businesses- less government restriction on what my business can write off as an expense and why do i have to pay workman's comp on a stoner who is going to fall off someone's roof someday anyway?

Generally speaking, a majority of investors have full-time jobs that force them to miss out on a majority of the excellent deals.

This way the GC can easily bid out each part of the job, and get me a bid much more quickly than if he has to consolidate based on my "room to room" list of things to do.I'll then have my GC give me a labor bid broken down into the following components:- Permits- Demo/Dumpster- Foundation- Roof Framing- Roof Felt/Shingles- Siding- Gutters/Soffits/Fascia- Decks/Porches- Landscaping- Doors- Windows- Wall Framing/Sheetrock- Electrical Rough- Electrical Final- Plumbing Rough- Plumbing Final- HVAC Rough- HVAC Final- Kitchen Cabinets/Countertops- Bathroom Cabinets- Bathroom Fixtures- Interior Paint- Exterior Paint- Carpet- Hardwood- Tile- Vinyl- OtherOther could consist of anything from install mini-blinds to replacing outlet covers to installing appliances.This generally gives me (and the GC) enough detail that the job can be accurately estimated, and if things change (or surprises are found), we can adjust individual areas accordingly.This also gives me a good idea how much each of his subs will be making, allowing me to figure out what his profit margins will be -- giving me some negotiating help if needed.If your contractors have an issue with filling this out, try telling them, "My lender is requiring me to break it down this way in order to approve the loan."

What do the majority of investors use and what to banks look for?

Any work done on the rented unit itself is 100 percent deductible.Larger projects, such as major improvements, fences, landscaping and other projects that add significantly to the property's value, are deductible at the same percentage as repairs and maintenance, but they are usually capitalized and depreciated over time.

The Fed announced a plan to bail peole out if they are at risk of foreclosure:

http://news.yahoo.com/s/nm/20090127/ts_nm/us_usa_fed_foreclosure

Of course, if you were responsible and took out a loan that you could a...

However, our unemployment rate NOW is much worse than in the great depression, because the majority of the unemployed are simply lazy deadbeats that have no intention of ever getting a job.

Recently I have seen major price concessions by banks in Tampa, Phoenix, Minneapolis, San Diego.

The major advantage of having a RE.lic. is not only do you have access to information you used to pay for but you can generate many streams of income.